2025 Max 401k Deferral. Older workers can defer paying income tax on as much as $30,500 in a 401(k) plan in 2023. Employer matches don’t count toward this limit.
The 401(k) contribution limit for 2025 is $23,000. For 2025, the 401(k) annual contribution limit is $23,000, up from $22,500 in 2023.
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